INTERNATIONAL JOURNAL OF BUSINESS AND ADMINISTRATION RESEARCH REVIEW (IJBARR) (www.ijbarr.com) Bangalore-560083, INDIA. Print ISSN: 2348-0653 Online ISSN: 2347-856X CERTIFICATE OF PUBLICATION This is to Certify that Mr./Mrs./Ms./Dr. Dr. Veena K.P, Dr. C. Mahadeva Murthy has published research paper in " International Journal of Business and Administration Research Review (IJBARR) peer reviewed and refereed journal, Volume- 1, Issue- 10, September 2015, pp. 303-308." Paper Title:- " AN OVERVIEW OF CREDIT RISK MANAGEMENT: A STUDY WITH REFERENCE TO STATE BANK OF MYSORE AND KARNATAKA BANK LIMITED. " Chief Editor Managing Editor