INTERNATIONAL JOURNAL OF BUSINESS AND ADMINISTRATION RESEARCH REVIEW (IJBARR) (www.ijbarr.com) Bangalore-560083, INDIA. Print ISSN: 2348-0653 Online ISSN: 2347-856X CERTIFICATE OF PUBLICATION This is to Certify that Mr./Mrs./Ms./Dr. Dr.V.Ramanujam Mr.T.Chelladurai has published research paper in " International Journal of Business and Administration Research Review (IJBARR) peer reviewed and refereed journal, Volume- 3, Issue- 10, July 2015, pp. 177-184." Paper Title:- " FACTORS INFLUENCING IMPACT OF BANK FINANCES OF MICRO, SMALL AND MEDIUM ENTERPRISES WITH REFERENCE TO TIRUNELVELI DISTRICT. " Chief Editor Managing Editor