INTERNATIONAL JOURNAL OF BUSINESS AND ADMINISTRATION RESEARCH REVIEW (IJBARR) (www.ijbarr.com) Bangalore-560083, INDIA. Print ISSN: 2348-0653 Online ISSN: 2347-856X CERTIFICATE OF PUBLICATION This is to Certify that Mr./Mrs./Ms./Dr. D CH Appa Rao , Prof. Dr. S V Raju, Dr. T N Murty has published research paper in " International Journal of Business and Administration Research Review (IJBARR) peer reviewed and refereed journal, Volume- 1, Issue- 8, January 2015, pp. ." Paper Title:- " HUMAN RESOURCES DEVELOPMENT PRACTICES IN INDIAN PUBLIC AND PRIVATE SECTOR BANKS - A COMPARATIVE STUDY. " Chief Editor Managing Editor