INTERNATIONAL JOURNAL OF BUSINESS AND ADMINISTRATION RESEARCH REVIEW (IJBARR) (www.ijbarr.com) Bangalore-560083, INDIA. Print ISSN: 2348-0653 Online ISSN: 2347-856X CERTIFICATE OF PUBLICATION This is to Certify that Mr./Mrs./Ms./Dr. D.Raveendra Reddy , M.Hampanna has published research paper in " International Journal of Business and Administration Research Review (IJBARR) peer reviewed and refereed journal, Volume- 8, Issue- 2, June 2021, pp. 40-45." Paper Title:- " AN EMPIRICAL STUDY ON FINANCIAL PROBLEMS OF MICRO ,SMALL AND MEDIUM ENTERPRISES IN DROUGHT PRONE :WITH SPECIAL REFERENCE TO ANANTHAPURAMU DISTRICT OF ANDHRA PRADESH " Chief Editor Managing Editor