INTERNATIONAL JOURNAL OF BUSINESS AND ADMINISTRATION RESEARCH REVIEW (IJBARR) (www.ijbarr.com) Bangalore-560083, INDIA. Print ISSN: 2348-0653 Online ISSN: 2347-856X CERTIFICATE OF PUBLICATION This is to Certify that Mr./Mrs./Ms./Dr. Dr.T.Hymavathi Kumari has published research paper in " International Journal of Business and Administration Research Review (IJBARR) peer reviewed and refereed journal, Volume- 11, Issue- 4, December 2024, pp. 34-36." Paper Title:- " FINTECH ECOSYSTEM IN INDIA- AN EXPANDING HORIZONS. " Chief Editor Managing Editor