INTERNATIONAL JOURNAL OF BUSINESS AND ADMINISTRATION RESEARCH REVIEW (IJBARR) (www.ijbarr.com) Bangalore-560083, INDIA. Print ISSN: 2348-0653 Online ISSN: 2347-856X CERTIFICATE OF PUBLICATION This is to Certify that Mr./Mrs./Ms./Dr. Vogireddy Roja Aishwarya, Dr. T. Narayana Murty has published research paper in " International Journal of Business and Administration Research Review (IJBARR) peer reviewed and refereed journal, Volume- 11, Issue- 2, June 2024, pp. 19-28." Paper Title:- " A STUDY ON HUMAN RESOURCES DEVELOPMENT (HRD) PRACTICES IN INDIAN BANKS. " Chief Editor Managing Editor