INTERNATIONAL JOURNAL OF BUSINESS AND ADMINISTRATION RESEARCH REVIEW (IJBARR) (www.ijbarr.com) Bangalore-560083, INDIA. Print ISSN: 2348-0653 Online ISSN: 2347-856X CERTIFICATE OF PUBLICATION This is to Certify that Mr./Mrs./Ms./Dr. Dr.M.Petchiammal,Dr.P.Aravind Perumal has published research paper in " International Journal of Business and Administration Research Review (IJBARR) peer reviewed and refereed journal, Volume- 10, Issue- 2, June 2023, pp. 91-93." Paper Title:- " DIGITAL PAYMENT APPLICATIONS IN INDIA: A REVIEW OF THE CURRENT LANDSCAPE AND FUTURE DIRECTIONS. " Chief Editor Managing Editor