INTERNATIONAL JOURNAL OF BUSINESS AND ADMINISTRATION RESEARCH REVIEW (IJBARR) (www.ijbarr.com) Bangalore-560083, INDIA. Print ISSN: 2348-0653 Online ISSN: 2347-856X CERTIFICATE OF PUBLICATION This is to Certify that Mr./Mrs./Ms./Dr. Reni Sebastian has published research paper in " International Journal of Business and Administration Research Review (IJBARR) peer reviewed and refereed journal, Volume- 3, Issue- 17, January 2017, pp. 109-112." Paper Title:- " REMITTANCES FROM ABROAD BY THE MIGRANTS FROM KERALA AND THE PERFORMANCE OF BANKS IN KERALA: A RE-LOOK. " Chief Editor Managing Editor