INTERNATIONAL JOURNAL OF BUSINESS AND ADMINISTRATION RESEARCH REVIEW (IJBARR) (www.ijbarr.com) Bangalore-560083, INDIA. Print ISSN: 2348-0653 Online ISSN: 2347-856X CERTIFICATE OF PUBLICATION This is to Certify that Mr./Mrs./Ms./Dr. Mr. Arun Kumar.R, Dr. P.Lalitha has published research paper in " International Journal of Business and Administration Research Review (IJBARR) peer reviewed and refereed journal, Volume- 6, Issue- 2, June 2019, pp. 66-68." Paper Title:- " THE SPIRITUAL INTELLIGENCE AND MATERIALISTIC LIFE. " Chief Editor Managing Editor