INTERNATIONAL JOURNAL OF BUSINESS AND ADMINISTRATION RESEARCH REVIEW (IJBARR) (www.ijbarr.com) Bangalore-560083, INDIA. Print ISSN: 2348-0653 Online ISSN: 2347-856X CERTIFICATE OF PUBLICATION This is to Certify that Mr./Mrs./Ms./Dr. Rani Joseph Palatty, Dr. S.M.Misal has published research paper in " International Journal of Business and Administration Research Review (IJBARR) peer reviewed and refereed journal, Volume- 1, Issue- 23, August 2018, pp. 64-70." Paper Title:- " MODERNISATION OF CASH MANAGEMENT SERVICES IN THE BANKING INDUSTRY. " Chief Editor Managing Editor