INTERNATIONAL JOURNAL OF BUSINESS AND ADMINISTRATION RESEARCH REVIEW (IJBARR) (www.ijbarr.com) Bangalore-560083, INDIA. Print ISSN: 2348-0653 Online ISSN: 2347-856X IMPACT FACTOR: 5.471 CERTIFICATE OF PUBLICATION This is to Certify that Mr./Mrs./Ms./Dr. Ergetew Temeche Molla (MBA), Getachew Yitbarek (M.Sc. has published research paper in " International Journal of Business and Administration Research Review (IJBARR) peer reviewed and refereed journal, Volume- 1, Issue- 23, July 2018, pp. 26-37." Paper Title:- " DETERMINANTS OF FINANCIAL PERFORMANCE OF SAVING AND CREDIT COOPERATIVE UNIONS IN ETHIOPIA (THE CASE OF SOUTH WOLLO ZONE). " Chief Editor Managing Editor