INTERNATIONAL JOURNAL OF BUSINESS AND ADMINISTRATION RESEARCH REVIEW (IJBARR) (www.ijbarr.com) Bangalore-560083, INDIA. Print ISSN: 2348-0653 Online ISSN: 2347-856X CERTIFICATE OF PUBLICATION This is to Certify that Mr./Mrs./Ms./Dr. Dr. B.Vijayachandran Pillai,Nikhil M has published research paper in " International Journal of Business and Administration Research Review (IJBARR) peer reviewed and refereed journal, Volume- 1, Issue- 19, July 2017, pp. 1-6." Paper Title:- " OPERATIONAL RISK MANAGEMENT PRACTICES OF PRIVATE SECTOR BANKS IN KERALA. " Chief Editor Managing Editor