INTERNATIONAL JOURNAL OF BUSINESS AND ADMINISTRATION RESEARCH REVIEW (IJBARR) (www.ijbarr.com) Bangalore-560083, INDIA. Print ISSN: 2348-0653 Online ISSN: 2347-856X CERTIFICATE OF PUBLICATION This is to Certify that Mr./Mrs./Ms./Dr. Dr. V. Balamurugan has published research paper in " International Journal of Business and Administration Research Review (IJBARR) peer reviewed and refereed journal, Volume- 2, Issue- 18, April 2017, pp. 95-99." Paper Title:- " ASSESSMENT OF CREDIT DEFAULT RISK IN OROMIA CREDIT AND SAVING SHARE COMPANY (OCSSCO) OF ETHIOPIA. " Chief Editor Managing Editor