INTERNATIONAL JOURNAL OF BUSINESS AND ADMINISTRATION RESEARCH REVIEW (IJBARR) (www.ijbarr.com) Bangalore-560083, INDIA. Print ISSN: 2348-0653 Online ISSN: 2347-856X CERTIFICATE OF PUBLICATION This is to Certify that Mr./Mrs./Ms./Dr. Rajani H.Pillai , Supriya. K, Bhavya .N has published research paper in " International Journal of Business and Administration Research Review (IJBARR) peer reviewed and refereed journal, Volume- 2, Issue- 16, December 2016, pp. 196-199." Paper Title:- " "A STUDY ON IMPACT OF LIFE INSURANCE --A COMPARATIVE STUDY BETWEEN LIFE INSURANCE CORPORATION OF INDIA AND KOTAK LIFE INSURANCE COMPANIES'. " Chief Editor Managing Editor