INTERNATIONAL JOURNAL OF BUSINESS AND ADMINISTRATION RESEARCH REVIEW (IJBARR) (www.ijbarr.com) Bangalore-560083, INDIA. Print ISSN: 2348-0653 Online ISSN: 2347-856X CERTIFICATE OF PUBLICATION This is to Certify that Mr./Mrs./Ms./Dr. K.Gunasekaran, Dr. N.Kumarasamy has published research paper in " International Journal of Business and Administration Research Review (IJBARR) peer reviewed and refereed journal, Volume- 1, Issue- 16, December 2016, pp. 74-76." Paper Title:- " PERCEIVED USEFULNESS, PERCEIVED EASE OF USE, PERCEIVED ENJOYMENT AND PERCEIVED RISK IN THE TECHNOLOGY BANKING SERVICES AMONG THE CUSTOMERS IN KARUR DISTRICT, TAMILNADU " Chief Editor Managing Editor